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Medicare Supplement | Medicare Advantage | Prescription Drug Plans

Couple looking over Medicare Plans from RCW Insurance

Understanding Medicare and the many coverage options available can feel overwhelming. The right plan depends on your individual healthcare needs, budget, prescriptions, preferred doctors, and lifestyle. What works well for one person may not be the best choice for someone else.

At RCW Insurance Brokers, we take the time to get to know you and explain your Medicare options in clear, easy-to-understand terms. We’ll answer your questions, compare available plans, and help you make an informed decision with confidence.

Our goal is to help you choose the Medicare plan that best fits your unique needs—so you can have confidence in your coverage now and in the future.

*We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact medicare.gov or call 1-800-MEDICARE to get information on all of your options.

Health Insurance

Our licensed and certified agents are here to help you navigate your health insurance options with confidence. We’ll determine whether you qualify for premium tax credits (subsidies) through the Health Insurance Marketplace (ACA) and guide you through the enrollment process to find a plan that fits your healthcare needs and budget.

If you don’t qualify for a subsidy, we’re still here to help. We offer a variety of individual and family health insurance plans, as well as short-term medical plans that can provide temporary coverage during transitions or gaps between insurance plans.

Our goal is to make the process simple, straightforward, and stress-free while helping you find the coverage that’s right for you.

Affordable Health Insurance Policies

Life Insurance

Affordable Health Insurance Policies

If something were to happen to you today, would your family be financially protected?

Life insurance can provide peace of mind by helping protect the people and goals that matter most. At RCW Insurance Brokers, we offer a variety of life insurance solutions, including Term Life, Universal Life, Whole Life, and Final Expense insurance.

Whether you’re looking to replace income, protect your family’s future, cover final expenses, or help safeguard your business, we’ll help you find a policy that fits your needs, goals, and budget.

How can we help you today?

LTC | Cancer, Heart Attack, Stroke | Hospital

Unexpected illnesses or extended care needs can place both emotional and financial stress on you and your family. Hospital Indemnity Plans, Long-Term Care, Cancer, and Critical Illness Insurance can help provide financial protection when you need it most.

These supplemental insurance plans can help cover out-of-pocket expenses, preserve your savings, and give you greater flexibility and peace of mind when making healthcare decisions. We’ll help you understand your options and choose coverage that fits your needs and budget.

Affordable Health Insurance Policies

Investments & Annuities

Are you planning and saving for your retirement? If not, you should be, because no one else will!  We can create a flexible plan that will help you reach your financial goals, whether you’re just getting started or already retired.
Contact us today to find out how even small changes could improve your outlook for a comfortable retirement.

How can we help you today?

About Richard

Richard Wu and his family moved to Southwest Missouri in 2006 and have called Nixa home since 2013.

For more than 18 years, Richard has proudly served the community as a licensed life and health insurance broker. As an independent insurance broker contracted with multiple insurance companies, he is able to offer clients a wide range of coverage options while providing objective guidance based on their individual needs and goals.

Richard is committed to building lasting relationships through honesty, integrity, and exceptional service. His mission is to help every client find the insurance plan that best fits their needs, budget, and future goals.

“I believe in honesty, integrity, and service for all of my clients, and I will always do my best to help them find the right plan to meet their needs.”

About Richard

Richard Wu and his family moved to SW Missouri in 2006 and has lived in Nixa since 2013. Richard has been serving the community as a licensed life and health broker for the past 14 years. As an Insurance Broker Richard is contracted with multiple insurance companies allowing him to offer choice and flexibility while representing the best interests of the client. “I believe in honesty, integrity, and service for all of my clients and will always do my best to obtain the right plan to fill their needs!”