Health Insurance Plans

Whether you’re looking for individual health insurance, or insuring a family, RCW Insurance Brokers can help. Learn about the health plans available in Missouri from great insurance companies.  We are an insurance broker and have not ties to one particular company.  We simply look for the best plan and the best price to fit your needs.  If you are having trouble affording your monthly payments and qualify for premium assistance, we can assist with the application process in the ACA Marketplace and plan options available to you.

Aren’t sure how or what you need?  Don’t wait for a medical emergency to find you.

Call us now at (417) 229-3420 to inquire.

How can we help you today?

About Richard

Richard Wu and his family moved to Southwest Missouri in 2006 and have called Nixa home since 2013.

For more than 18 years, Richard has proudly served the community as a licensed life and health insurance broker. As an independent insurance broker contracted with multiple insurance companies, he is able to offer clients a wide range of coverage options while providing objective guidance based on their individual needs and goals.

Richard is committed to building lasting relationships through honesty, integrity, and exceptional service. His mission is to help every client find the insurance plan that best fits their needs, budget, and future goals.

“I believe in honesty, integrity, and service for all of my clients, and I will always do my best to help them find the right plan to meet their needs.”

About Richard

Richard Wu and his family moved to Southwest Missouri in 2006 and have called Nixa home since 2013.

For more than 18 years, Richard has proudly served the community as a licensed life and health insurance broker. As an independent insurance broker contracted with multiple insurance companies, he is able to offer clients a wide range of coverage options while providing objective guidance based on their individual needs and goals.

Richard is committed to building lasting relationships through honesty, integrity, and exceptional service. His mission is to help every client find the insurance plan that best fits their needs, budget, and future goals.

“I believe in honesty, integrity, and service for all of my clients, and I will always do my best to help them find the right plan to meet their needs.”

Learn More About Health Insurance Plans

What should you look for in your health insurance?

Health insurance plans in Missouri can vary greatly based on the provider and coverage. If you’re looking for health insurance, make sure to do your research and find a plan that works best for you.  No matter what plan you select, one should always take in consideration his or her age and income level before making a decision. The younger you are, the less sum insured you need. Also, the older you are, the higher the premium would cost, even if the coverage remains same!

RCW Insurance has 15 years of experience in the healthcare insurance industry and can help you ask the right questions and ultimately get the best plan for your needs and budget.

What is the Missouri Health Insurance Marketplace?

The Missouri Health Insurance Marketplace is an online website where you can shop for health coverage, compare plans and find financial help to pay for your insurance costs. You’re eligible for a premium tax credit if you buy insurance through the marketplace—even if you don’t currently have coverage or your income goes up after open enrollment begins.

What if I’m self-employed?  Can I still get help buying heath insurance?

As a freelancer, consultant, independent contractor or other self-employed worker who doesn’t have any employees, you can use the Marketplace to shop for health coverage that fits your needs and budget. If you’re on your own, it can be difficult to figure out what coverage options are available and which will best serve your needs—that’s where the Marketplace comes in. We’ll help you figure out what type of coverage makes sense for you and how much it will cost.