Health Insurance Plans

Whether you’re looking for individual health insurance, or insuring a family, RCW Insurance Brokers can help. Learn about the health plans available in Missouri from great insurance companies.  We are an insurance broker and have not ties to one particular company.  We simply look for the best plan and the best price to fit your needs.  If you are having trouble affording your monthly payments and qualify for premium assistance, we can assist with the application process in the ACA Marketplace and plan options available to you.

Aren’t sure how or what you need?  Don’t wait for a medical emergency to find you.

Call us now at (417) 229-3420 to inquire.

How can we help you today?

About Richard

Richard Wu and his family moved to SW Missouri in 2006 and has lived in Nixa since 2013. Richard has been serving the community as a licensed life and health broker for the past 14 years. As an Insurance Broker Richard is contracted with multiple insurance companies allowing him to offer choice and flexibility while representing the best interests of the client. “I believe in honesty, integrity, and service for all of my clients and will always do my best to obtain the right plan to fill their needs!”

About Richard

Richard Wu and his family moved to SW Missouri in 2006 and has lived in Nixa since 2013. Richard has been serving the community as a licensed life and health broker for the past 14 years. As an Insurance Broker Richard is contracted with multiple insurance companies allowing him to offer choice and flexibility while representing the best interests of the client. “I believe in honesty, integrity, and service for all of my clients and will always do my best to obtain the right plan to fill their needs!”

Learn More About Health Insurance Plans

What should you look for in your health insurance?

Health insurance plans in Missouri can vary greatly based on the provider and coverage. If you’re looking for health insurance, make sure to do your research and find a plan that works best for you.  No matter what plan you select, one should always take in consideration his or her age and income level before making a decision. The younger you are, the less sum insured you need. Also, the older you are, the higher the premium would cost, even if the coverage remains same!

RCW Insurance has 15 years of experience in the healthcare insurance industry and can help you ask the right questions and ultimately get the best plan for your needs and budget.

What is the Missouri Health Insurance Marketplace?

The Missouri Health Insurance Marketplace is an online website where you can shop for health coverage, compare plans and find financial help to pay for your insurance costs. You’re eligible for a premium tax credit if you buy insurance through the marketplace—even if you don’t currently have coverage or your income goes up after open enrollment begins.

What if I’m self-employed?  Can I still get help buying heath insurance?

As a freelancer, consultant, independent contractor or other self-employed worker who doesn’t have any employees, you can use the Marketplace to shop for health coverage that fits your needs and budget. If you’re on your own, it can be difficult to figure out what coverage options are available and which will best serve your needs—that’s where the Marketplace comes in. We’ll help you figure out what type of coverage makes sense for you and how much it will cost.